Posts from May 2021
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Tips for Getting a High Appraisal
Whether you're selling or refinancing, a lot rides on your home's professional appraisal. The appraiser's unbiased opinion will give buyers and lenders alike a clearer vision of your home's worth. A lower number hurts your chances of securing a loan or selling for a good price.
Many factors go into your home's appraisal, some of which you simply can't control like number of bedrooms or the neighborhood. Luckily, there are things you can do to boost your home's profile. Here are some tips for getting a high appraisal.
Look at Past Appraisals
If your home has been appraised in the past, take a look at those records. Pay close attention to the things that lowered your home's value and try to improve those issues first.
4
Tips and Tricks to Snagging Your Dream Home in 2021
The market is crazy right now and if you're not prepared when shopping, you could get beaten out by a buyer who was. Here are some tips and tricks to help you score your next dream home.
Budget
With the crazy-high demand for houses, the prices can be a little sticker-shocking. Make a monthly budget with how much you want to spend on housing and take into account property taxes, maintenance, and insurance. Financial advisors suggest limiting these costs to about 30% of your income. Also remember to save for your down payment and closing costs!
Pre-Approval Letter
This is crucial. Houses are moving quickly and sellers are likely getting multiple offers at once. With a pre-approval letter, sellers are more confident in going through with your offer and sale. Banks and credit unions usually honor these letters for 9...
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